Pradhan Mantri Ayushman Bharat Yojna
ABY is also called the Prime Minister Jan Arogya Yojana (PM-JAY). This is really a health insurance scheme.
Prime Minister Narendra Modi has announced the 'Prime Minister Jan Arogya' (PM-JAY) scheme. It has been implemented in the country since September 25 on the birth anniversary of Pandit Deen Dayal Upadhyay.
On the lines of Obama's Health Care Plan launched by former President Barack Obama in America, the country's ABY is also called ModiCare.
Under the Ayushman Bharat Scheme (ABY), about 50 million people of 10 million poor families of the country are being provided health cover of Rs. 5 lakhs.
Which diseases will be included in ABY?
- Ayushman Bharat Scheme (ABY) is getting health insurance up to Rs 5 lakh per family per year.
- Older diseases are also covered in ModiKair (PM-JAY).
- In case of any illness, before and after admission to hospital, expenses are also being covered. PM-JAY includes transportation costs.
- In case of any illness, all medical tests / operations / treatment etc. are covered under PM-JAY.
- The things which are outside the purview of health insurance, their list is very small.
Who can take advantage of Ayushman Bharat Scheme (ABY)?
- identified as poor and deprived of facilities.
- The socio-economic caste census data has been used to take advantage of Ayushman Bharat Scheme (ABY).
- No limit has been set for family size or age to take advantage of PM-JAY.
How to take advantage of Ayushman Bharat Scheme (ABY)?
- Cashless treatment is being done from any hospital included in the health insurance panel.
- Under the scheme, private hospitals who have been tested for the test are kept in the online panel.
- Treatment can be done in any hospital in the country.
- Policy Commission for Ayushman Bharat Scheme (ABY) has developed IT framework for cashless or paperless treatment
How to implement the Ayushman Bharat Scheme (ABY)?
- At the national level, the Ayushman Bharat Scheme (ABY) is watching the National Health Security Mission.
- The State Security Agency has the responsibility of PM-JAY at the state level.
Where will the amount spent on ABY come from?
- State and central government are distributing the cost of the Ayushman Bharat Scheme (ABY).
- State share is essential in ABY.
- The Central Government is sending money directly to the state government's Axro account.
- The estimated cost of ABY is 12 thousand crores.
What will be the advantage of ABY?
PM-JAY can prove to be a very useful step for the people of the disadvantaged sections in the country. The government believes that a health insurance scheme up to Rs 5 lakhs can be helpful in reducing the health problem of the country's large population.
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